| HSK 3.0 | Big5 | Gb | Pin | Eng |
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| 6 | 賴 | 赖 | lài | to depend on, to hang on in a place, bad, to renege (on promise), to disclaim, to rat (on debts), rascally, to blame, to put the blame on, surname Lai, variant of 賴|赖[lai4]
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| 6 | 債 | 债 | zhài | debt, CL:筆|笔[bi3]
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| 6 | 賬 | 账 | zhàng | account, bill, debt, CL:本[ben3],筆|笔[bi3]
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| 7 | 感激 | 感激 | gǎnjī | feel grateful/indebted
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| 7 | 窟窿 | 窟窿 | kūlong | hole, pocket, cavity, loophole, debt
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| 7 | 免除 | 免除 | miǎnchú | to prevent, to avoid, to excuse, to exempt, to relieve, (of a debt) to remit
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| 7 | 欠條 | 欠条 | qiàntiáo | IOU, certificate of indebtedness
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| 7 | 拖欠 | 拖欠 | tuōqiàn | in arrears, behind in payments, to default on one's debts
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| 7 | 債務 | 债务 | zhàiwù | debt, liabilities
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CORE WORDS
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